Active Employees

Benefit Updates for 2020:

The following changes will be effective January 1, 2020. If a benefit is not listed below, it will not be changing for 2020. Details of all Marathon Petroleum benefit plans can be found in the 2020 Marathon Petroleum Benefits Guide.

Benefit Administrator

BenefitSolver will administer all benefit changes during Annual Enrollment and for qualifying events in 2020. Employees can access their benefit elections and request changes at www.BenefitsEnroll.com.

Employees at Legacy Marathon locations will continue using the benefit change form for qualifying events through the end of 2019.

MPC Health Plan

Employee monthly contributions for both options will increase in 2020.

Health Plan - Classic Option Health Plan -Saver HSA Option
2020 2019 2020 2019
Employee Only $122.00 $116.00 $76.00 $72.00
Employee + Spouse $280.00 $266.00 $175.00 $166.00
Employee + Children $244.00 $232.00 $152.00 $144.00
Employee + Family $378.00 $359.00 $236.00 $224.00

Kaiser HMO*

Employee monthly contributions for the Kaiser Northern California option will decrease and contributions for the Kaiser Southern California option will increase.

Northern California Southern California
2020 2019 2020 2019
Employee Only $274.42 $317.01 $135.21 $109.64
Employee + Spouse $517.20 $613.17 $269.22 $236.83
Employee + Children $435.47 $517.86 $235.57 $207.22
Employee + Family $700.01 $828.92 $332.79 $292.74

* The Kaiser Health Plan is only available to members with a permanent residence within the Kaiser California service area (N. CA or S. CA).

Infertility Coverage

Effective January 1, 2020, there will be a lifetime coverage maximum of $15,000 that the Plan will pay for fertility drugs for a covered individual. If a member chooses to purchase the medications after meeting the maximum, the member will be responsible for the full cost. Please note that any fertility drugs covered under the Plan prior to January 1, 2020, will not be counted toward this lifetime maximum.

Optional Employee Life Insurance - Allowable Changes

Historically, employees could increase by only one level of life insurance. Beginning in 2020, employees can increase by any level; increases of more than one level and/or coverage that exceeds $750,000, will require a Statement of Health.

Optional Spouse/Domestic Partner and Child Life Insurance

Domestic Partners and children of domestic partners will be eligible dependents for Optional Life insurance in 2020. Employees will also be able to enroll in Optional Spouse Life, or Optional Child Life as independent elections- enrollment in the employee optional life is not required.

  • Employees can increase their current Spouse Life coverage by 1 level, up to $50,000, with no Statement of Health required.*
  • Employees can increase to any level, up to $100,000, with the completion of a Statement of Health.*
  • Any coverage elected over $50,000 for spouse life insurance will require a Statement of Health (regardless if the increase is only one level).*

* Also applies to waived coverage.

Optional Accidental Death and Dismemberment - Benefit and Eligibility Changes

The Optional Accidental Death and Dismemberment (AD&D) Plan is changing to allow dependent only elections, with coverage in flat increments. Domestic partners (DP) and children of a domestic partner will also be considered eligible dependents for Optional AD&D. Also effective January 1, 2020, Optional AD&D will be an after-tax benefit.

Beneficiary Management

Beginning in 2020, all life insurance beneficiary designations will be maintained by MetLife.

Employees at Legacy Andeavor locations will continue to use Benefitsolver through the end of 2019 to designate life insurance beneficiary information. Communication on how to access MetLife’s beneficiary system will be sent the first of the year.

MetLaw

Hyatt Legal Plan provides employees, spouses and dependents with fully covered legal services from attorneys for a wide range of legal matters. The monthly cost is $15.75 and includes telephone and office consultations for an unlimited number of legal matters. Once elected, this coverage can only be changed during Annual Enrollment.

Wellness

Marathon Petroleum will continue to offer a financial wellness incentive in 2020, with some changes in eligibility. Married couples who are both employed by MPC will each be eligible for the full $400 employee incentive upon completion of the required activities. The additional $200 incentive will be limited to spouses who are on an MPC-sponsored health plan. Complete details regarding the 2020 program will be communicated by Well ALL Ways.

Anthem Blue View Vision

Anthem Blue View Vision will be the in-network provider and administrator of the Vision Plan for legacy Andeavor employees for 2020. (This is not a change for legacy MPC employees.)

Qualifying Events

Beginning January 1, 2020, for any qualifying event, you will have 31 days, including the date of the event, to contact BenefitSolver to request a change (e.g., marriage, divorce, etc.), and provide supporting documentation of the event, otherwise the change will not be approved.

2020 Guides and SBCs

Provider Links

2020 Benefits Counselor ALEX • Your 2020 Benefits Counselor
Medical Anthem • Anthem Website
• Preventive Care
• Find an In-network Provider
• Find an In-network Provider Instructions
• Levels of Care Wallet Card
  (Please print at 100%)
Prescription Drug Express Scripts • Express Scripts Website
• 2020 Drug List – Preventive Items and
  Services Offering

• Smart90 Walgreens
Dental Delta Dental • Delta Dental Website
• Find a Dentist
• Find a Dentist Instructions
Vision Anthem Blue View Vision • Vision Summary
Flexible Spending Account (FSA) and Limited Purpose Flexible Spending Account (LPFSA) PayFlex • PayFlex Website
• Flexible Spending Account (FSA)
• Limited Purpose FSA (LPFSA)
• Limited Purpose FSA (LPFSA) - Pre and   Post Deductible
• FSA and HSA Guide
Health Savings Account (HSA) Fidelity • Fidelity Website
• 4 Things to Know about an HSA
• Open Your HSA
• FSA and HSA Guide
• How to Use HSA
• Consumer Driven
COBRA Coverage 2020 COBRA Rates • 2020 COBRA Rates

Remember you have a personal benefits counselor, ALEX, to help find what plan is right for you! If you have further questions, contact the Benefits Service Center.

Pre-65 Retirees

Benefit Administrator

BenefitSolver will administer all benefit changes during Annual Enrollment and for qualifying events in 2020. Retirees can access their benefit elections and request changes at www.BenefitsEnroll.com.


Monthly Health Plan Retiree Contributions

Health Plan contributions will increase for the Classic Option and decrease for the Saver HSA Option.

Pre-65 Retiree Health Plan - Classic Option Pre-65 Retiree Health Plan -Saver HSA Option
2020 2019 2020 2019
Retiree Only $186.00 $181.00 $101.00 $124.00
Retiree + Spouse $372.00 $361.00 $198.00 $245.00
Retiree + Children $372.00 $361.00 $198.00 $245.00
Retiree + Family $559.00 $543.00 $322.00 $369.00

Saver HSA Company Contribution

For the Saver HSA Option, there will be no company contribution. Instead, retiree contribution rates for the Saver HSA Option will decrease.

Pre-65 Retiree Kaiser Northern California and Southern California* Contributions

Contributions for the Kaiser Northern California Health Plan will decrease and contributions for the Kaiser Southern California Health Plan will increase. For more plan information, please call Kaiser at 1-800-278-3296.

Northern Southern
2020 2019 2020 2019
Retiree Only $398.69 $448.38 $189.93 $164.48
Retiree + Spouse $970.93 $1,073.29 $531.44 $355.28
Retiree + Children $627.83 $721.82 $353.40 $310.87
Retiree + Family $1,084.70 $1,228.77 $499.25 $439.17

* The Kaiser Health Plan is only available to members with a permanent residence within the Kaiser California service area (N. CA or S. CA).

Retiree Billing

Beginning January 1, 2020, Benefitsolver will administer the billing for retirees enrolled in any of the benefit plans. Payment for coverage for the month of December will be the last payment to PayFlex. PayFlex will not accept any payments made after December 31, 2019. Use the directions on page 3 to set up payment to Benefitsolver for coverage beginning January 1, 2020.

Note: This is not a change for legacy Andeavor retirees.

Qualifying Events

Beginning January 1, 2020, for any qualifying event, you will have 31 days, including the date of the event, to contact Benefitsolver to request a change (e.g., marriage, divorce, etc.), and provide supporting documentation of the event, otherwise the change will not be approved.

2020 Guides and SBCs